Webinars & Podcasts
Finance Upfront
Welcome to our podcast, Finance Upfront. Our goal is to provide education and awareness on finances relevant to your life. Our weekly program will discuss topics such as planning for retirement, buying a home, budgeting, paying off debt, protecting your family, student loans, small business strategies, and more.
Let us know what you would like to hear more about by sending us a message by clicking on Contact above!
This podcast is a general communication being provided for informational purposes only. It is educational in nature and not designed to be taken as advice or a recommendation for any specific investment product, strategy, or service. Any examples used are generic, hypothetical and for illustration purposes only. This material does not contain sufficient information to support an investment decision and it should not be relied upon by you in evaluating the merits of investing in any securities or products. The views and opinions expressed are those of Stephen Napier & Michael Enright may not be representative of the views and opinions of MML Investors Services or its affiliates, and are set out for informational purposes only. Investing involves risks. The value of investments and the income from them may fluctuate in accordance with market conditions and investors may not get back the full amount invested. Both past performance and yields are not a reliable indicator of current and future results.
Michael C. Enright is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. Branch address: 200 Clarendon Street, 19th & 25th Floors. Boston, MA 02116. 617-585-4500.
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Finance Upfront Episode 22 - New Years Resolutions
Many people are looking for a fresh start in the New Year! During this episode, we will discuss some common New Years Resolutions and outline the top 3 financial resolutions that should be on your list in 2021.
https://financeupfront.libsyn.com/finance-upfront-episode-22-new-years-resolutions
CRN202301-276942
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Finance Upfront Episode 21 - Selling a Home
Home sales continue to thrive in this economy, driving up prices on limited inventory. Join us this episode, as we talk with Tracy Hollander from Coldwell Banker on trends in the real estate market.
https://financeupfront.libsyn.com/podcast-21-selling-a-home
CRN202211-275123
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Finance Upfront Episode 20 - Long Term Care Planning
November is Long Term Awareness Month. In this episode, we discuss long term care planning, specifically addressing options for care, cost of care, and how to pay for it.
https://financeupfront.libsyn.com/finance-upfront-episode-20-long-term-care-planning
CRN202211-274614
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Finance Upfront Episode 19 - Financial Planning
In this episode, we will chat with our colleague Jennifer Shea, from Baystate Financial, about the Financial Planning Process. We will explore the purpose & components of a plan and discuss some of the benefits of initiating this process with a Financial Planning Professional.
https://financeupfront.libsyn.com/finance-upfront-episode-19-financial-planning
CRN202211-274601
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Finance Upfront Episode 18 - Owning an HSA
Unexpected medical expenses can really take a toll on your spending plan! In this episode, we will define the components of a Health Savings Account and discuss some of the benefits of ownership.
https://financeupfront.libsyn.com/finance-upfront-episode-18-owning-an-hsa
CRN202210-273369
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Finance Upfront Episode 17 - Saving for College
September is College Savings Month! In this episode, we will cover the various ways to save for a college education and discuss loan programs available for students. We will also cover what individuals can do to lower the cost of a good education.
https://financeupfront.libsyn.com/finance-upfront-episode-17-saving-for-college-0
https://www.mass.gov/service-details/learn-about-student-loan-assistance
CRN202210-272933
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Finance Upfront Episode 16 - September is Life Insurance Awareness Month
September is Life Insurance Awareness Month! In this episode, we will cover some of the common questions people have about life insurance. Our goal is to help our listeners understand the importance of life insurance and have knowledge to make better decisions.
CRN202209-271485
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Finance Upfront Episode 15 - Becoming Financially Independent
How do you become financially independent? In this episode of Finance Upfront we will define financial independence and explore what action steps you need to take in your 20’s and 30’s to reach your target!
If you want to dive deeper into the action steps, please listen to our previous podcasts or better yet reach out to us on our website!
https://financeupfront.libsyn.com/finance-upfront-episode-15-becoming-financially-independent
CRN202208-270409
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Finance Upfront Episode #14 - Financing/Refinancing a Home & Personal Lines of Credit
In this episode of Finance Upfront, we chat with Tim Nickerson, Managing Director and Relationship Manager with First Republic Bank. We explore trends in the banking industry and discuss the service model of First Republic Bank and the programs they offer.
If you are interested in talking to Tim or anyone in our professional network, please contact us below on our website.
CRN202208-269510
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Finance Upfront Episode #13 - Buying a Home
In this episode of Finance Upfront, we chat with Jill McTague, a Realtor with REMAX/Andrew Realty and Deb on the Web. We will explore the housing market and specifically talk to Jill about some of the factors you should consider when buying a home and what you need to do to prepare.
If you are interested in talking to Jill or anyone in our professional network, please contact us on our website.
https://financeupfront.libsyn.com/finance-upfront-episode-13-buying-a-home
CRN202208-269191
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Finance Upfront Episode #12 – Predictable Income in Retirement
In this episode of Finance Upfront, we continue our conversation around the topic of retirement planning. We define the accumulation and distribution phases and discuss some of the financial instruments that are used as part of the retirement planning process.
https://financeupfront.libsyn.com/finance-upfront-episode-12-predictable-income
CRN202207-268726
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Finance Upfront Episode #11 – Trends in the Real Estate Market
In this week’s episode, we talk to John Veneziano, a Real Estate Owner and Broker at REMAX/Andrew Realty about trends in the Real Estate Market. We will explore the impact of the pandemic on the market – specifically looking at home & property sales, inventory, and the new norm for open houses.
https://financeupfront.libsyn.com/finance-upfront-episode-11-trends-in-the-real-estate-market
CRN202207-267977
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Finance Upfront Episode 10 - Envisioning Retirement
Have you started to dream about retirement? During this podcast we explore the idea of retirement and discuss some of the conceptual planning that needs to take place. We also break down the different phases of retirement and talk about the financial aspects of each.
https://financeupfront.libsyn.com/finance-upfront-episode-10-envisioning-retirement
CRN202207-267339
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Finance Upfront Episode 9 - Asset Allocation
Learn about the benefits of asset allocation and how to develop an investment strategy based on your personal risk profile assessment. We will breakdown the different types of investments from conservative to aggressive and share some reasons for ownership of each.
https://financeupfront.libsyn.com/finance-upfront-episode-9-asset-allocation
CRN202206-266724
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Finance Upfront Episode 8 – 5 Estate Planning Documents
Learn about the different types of legal documents you should have in place and why they are needed. You might be surprised to find out that if you are 18 or older, you should have 3 of them! Herb Daroff, an Attorney at Baystate Financial joins us for a discussion to make sense of it all.
https://financeupfront.libsyn.com/finance-upfront-episode-8-5-basic-estate-planning-documents
CRN202206-265976
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Finance Upfront Episode 7 - 5 Reasons to Own Life Insurance
According to the Life Insurance Market Research Association, 28% of consumers understand life insurance materials. In this podcast, we will dive deeper into permanent life insurance coverage and discuss some of the reasons for ownership.
https://financeupfront.libsyn.com/finance-upfront-episode-7-5-reasons-to-own-life-insurance
CRN202205-265644
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Finance Upfront Episode 6 - Taking Control of Debt
Americans are significantly in debt which can impact their financial well-being. In this podcast, we will help our listeners learn how to understand their debt - what is good and bad - and how to develop a plan to pay it off. We will also touch upon some tips to prevent future pitfalls.
https://financeupfront.libsyn.com/finance-upfront-episode-6-taking-control-of-debt
CRN202205-265055
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Finance Upfront Episode 5 - Protecting your Income and your Life
This podcast provides some education surrounding both Disability and Life Insurance with a focus on the different types of coverage and purpose for each. As individuals build a financial foundation it is important to recognize and understand how these financial instruments work and how they can be utilized throughout your life.
Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
https://financeupfront.libsyn.com/protecting-your-income-and-your-life
To get an instant quote:
https://coverpath.massmutual.com//?fg=Michael-Enright-581286
https://coverpath.massmutual.com//?fg=Stephen-Napier-477130
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Finance Upfront Episode 4 - Finding Money in the Budget
We continue to encourage our listeners to create a spending plan to track their financial progress. A spending plan will provide structure and accountability to help you reach your goals & objectives. In this podcast we will dive deeper into some strategies that we use in our practice to help people find additional money in their spending plan.
http://financeupfront.libsyn.com/episode-4-finding-money-in-the-budget
CRN202205-264635
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Finance Upfront Episode 3 - Small Business Owners and the CARES Act
Hank Morse, radio personality joins Stephen Napier & Mike Enright for another episode of Finance Upfront to discuss the CARES Act and how it impacts small business owners. Some of the provisions of the CARES Act are covered including PPP, Economic Injury Disaster Loan and what business owners can do to keep their business running.
http://financeupfront.libsyn.com/episode-3-small-business-owners-and-the-cares-act
To view additional information about COVID 19, please click the link below:
CRN202204-263972
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Finance Upfront Episode 2 - Understanding the CARES Act for Individuals
This is an informational podcast that outlines some of the provisions of the CARES Act for individuals, hosted by Hank Morse. This conversation with Stephen Napier & Mike Enright includes some details of the Recovery Rebate, Loans against Retirement Accounts, and state funded programs available to individuals.
https://financeupfront.libsyn.com/finance-upfront-episode-2-understanding-the-cares-act-for-individuals
To view additional information about COVID 19, please click the link below: https://www.stevenapier.com/files/73659/Baystate_Stimulus%203_CARES%20Act%20Summary%20Indv_CRN202204-262555.pdf
CRN202204-263971
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Finance Upfront Episode 1 - Interview with Hank Morse
In this episode, Hank Morse - Radio Personality and Podcast Host interviews Stephen Napier of Finance Upfront to discuss the impact of COVID 19 pandemic on individual financial well-being. This episode identified some of the underlying fundamental challenges that face Americans today.
http://financeupfront.libsyn.com/finance-upfront-episode-1-interview-with-hank-morse
To view additional information about COVID 19, please click the link below:
CRN202203-262388
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